When you’re injured in a car accident, everything changes in an instant - your health, your finances, and your peace of mind. Whether the crash happened in Appleton, Green Bay, or anywhere else in Northern WI, we want to help. At Natasha Misra Law, we understand what you’re going through and are committed to helping you get back on your feet—physically, emotionally, and financially.
Let’s take a look at something that can become a major roadblock to your recovery, the insurance companies, and how a car accident attorney can help you.
When you’ve been in a car accident, insurance companies may seem helpful at first, but their primary goal is to minimize what they pay out. Here are some common tactics they use to deny or reduce your claim:
Offering a Quick, Lowball Settlement: Insurance companies often push for a quick settlement, offering a sum far lower than what you may actually need. They hope you’ll accept before realizing the full extent of your injuries and financial losses. It may seem tempting, especially if you have medical bills piling up, but accepting this early offer can leave you short on funds later when more expenses arise.
Disputing Liability: Even if it’s clear that the other driver was at fault, insurance companies might still try to argue that you were partially or fully responsible for the accident. In Wisconsin, your compensation can be reduced if you're found partially at fault due to the comparative negligence rule. Their goal is to reduce their liability and, ultimately, your payout.
Downplaying Your Injuries: Insurance adjusters often question the severity of your injuries, suggesting that they aren’t as serious as you claim or that they were pre-existing. They may request access to your medical records, hoping to find something that weakens your claim.
Delaying the Process: By dragging out the claims process, insurers hope you’ll become frustrated and settle for less just to resolve the situation. The longer they wait, the more desperate accident victims can become, leading them to accept a lower offer than they deserve.
Pressuring You to Make Recorded Statements: Insurance companies may ask for a recorded statement soon after the accident, hoping you’ll say something they can use against you later. These statements can be taken out of context and used to downplay the severity of the accident or your injuries.
Understanding these tactics is key to protecting your rights and making sure you receive the compensation you deserve. At Natasha Misra Law, we know how to deal with these insurance company strategies, and we’re here to fight for your best interests every step of the way. Don’t let them push you into a settlement that doesn’t reflect your true losses, let us handle the negotiations for you.
Natasha Misra didn’t just become a personal injury attorney by chance. Helping people has always been her passion. She saw the devastating effects car, motorcycle, and truck accidents could have on individuals and their families. People are often left facing mounting medical bills, long-term disabilities, and the loss of essential things like their ability to work or their only vehicle. Natasha founded her firm to make a difference in these people’s lives by offering personalized attention and aggressive representation, and she can help you too.
We want to get you back on your feet and on the road as soon as possible. Our Milwaukee law firm represents all personal injury claims on a contingency fee basis, meaning you do not pay unless we win. Contact Natasha Misra Law today for a free consultation. Let us help you secure the compensation you deserve. Your recovery starts here.
During the COVID-19 pandemic, more people are choosing to stay at home to slow the spread of the virus. Although there are fewer drivers, cyclists and pedestrians taking to the streets, unexpectedly the rate of serious and deadly accidents has increased as drivers become more reckless.
Additionally, many individuals are suffering from accident injuries that occurred before COVID-19. For personal injury victims, COVID-19 presents a handful of challenges for dealing with their claims and getting the compensation they deserve. Medical treatment for injuries may be difficult to access. There may be more uninsured drivers on the road.
If you were injured in an accident before or during coronavirus, you should speak with a Wisconsin personal injury attorney about your accident injuries. Natasha Misra Law is open and available to discuss your case with a free consultation.
COVID-19 is causing serious financial pressure for individuals, families and businesses. The current stay at home order has forced businesses to close, leading to unemployment and reduced pay.
This financial hardship may create pressure for unrepresented accident victims to accept quick settlement offers for their injuries. Settlement money could bring much needed financial relief. For accident victims who do not have an attorney, insurance companies may try to leverage the current economic climate for their benefit and diminish the value of their claims, delay payments or deny their claims altogether.
While it may be tempting to accept an initial settlement offer from an insurance company during COVID-19, I always recommend speaking with an attorney prior to signing any documents. This will ensure that your rights to a full financial recovery after an accident are protected.
During COVID-19, you may find it difficult to seek medical treatment for your injuries or visit your doctor’s office for ongoing treatment. Stay at home orders may prevent you from leaving home. Your doctor’s office may be open to only emergency cases. You may even be feeling COVID-19 related symptoms yourself. However, telemedicine may be available to you in order to continue your treatment and keep medical appointments while maintaining safe social distancing.
Telemedicine is being frequently used to help individuals gain access to medical treatment during COVID-19. For example, telehealth allows accident victims to speak with medical professionals through teleconferencing and by phone. In addition, physical therapy sessions can also be conducted through teleconferencing. Many providers also have portals that allow patients to communicate with their health care provider through an online patient portal.
If you are unsure of how you can continue to receive medical treatment during COVID-19, you should reach out to your doctor or medical provider to learn what options are available to you. By discussing those options with your doctor or medical provider, you will be able to continue to receive the necessary treatment that you deserve in order to recover from your injuries.
Some Wisconsin-based auto insurers are providing financial relief to their customers through refunds and discounts during the COVID-19 pandemic. However, not all drivers will receive these benefits. As more drivers lose their jobs, receive pay cuts and fall behind on monthly bill payments, there may be more uninsured drivers on the road.
If you are injured in a car accident caused by an uninsured or underinsured driver, then you will need to seek compensation from your own insurance company under your uninsured/underinsured motorist policy. You may also have a claim against the personal assets of the at-fault driver; however, recovering compensation from uninsured individuals may be difficult, especially when they are already experiencing financial hardship.
Even when you are dealing with your own insurance company, it is important to have an experienced personal injury attorney on your side to ensure you receive the full benefit of your insurance claim.
During COVID-19, it is important to continue to seek medical treatment, follow treatment plans, and work with your personal injury attorney to build the best case possible. If you have been recently injured in an accident, you should seek medical attention for your injuries and speak with a personal injury attorney about your case.
If you have questions about how COVID-19 may impact your personal injury case, call Natasha Misra Law today at (414) 210-3834.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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