How to Deal With Collection Agencies After a Car Accident

When you’re injured in a car accident, everything changes in an instant - your health, your finances, and your peace of mind. Whether the crash happened in Appleton, Green Bay, or anywhere else in Northern WI, we want to help. At Natasha Misra Law, we understand what you’re going through and are committed to helping you get back on your feet—physically, emotionally, and financially.

Let’s take a look at something that can become a major roadblock to your recovery, the insurance companies, and how a car accident attorney can help you.

Your Injury and The Insurance Companies

When you’ve been in a car accident, insurance companies may seem helpful at first, but their primary goal is to minimize what they pay out. Here are some common tactics they use to deny or reduce your claim:

Offering a Quick, Lowball Settlement: Insurance companies often push for a quick settlement, offering a sum far lower than what you may actually need. They hope you’ll accept before realizing the full extent of your injuries and financial losses. It may seem tempting, especially if you have medical bills piling up, but accepting this early offer can leave you short on funds later when more expenses arise.

Disputing Liability: Even if it’s clear that the other driver was at fault, insurance companies might still try to argue that you were partially or fully responsible for the accident. In Wisconsin, your compensation can be reduced if you're found partially at fault due to the comparative negligence rule. Their goal is to reduce their liability and, ultimately, your payout.

Downplaying Your Injuries: Insurance adjusters often question the severity of your injuries, suggesting that they aren’t as serious as you claim or that they were pre-existing. They may request access to your medical records, hoping to find something that weakens your claim.

Delaying the Process: By dragging out the claims process, insurers hope you’ll become frustrated and settle for less just to resolve the situation. The longer they wait, the more desperate accident victims can become, leading them to accept a lower offer than they deserve.

Pressuring You to Make Recorded Statements: Insurance companies may ask for a recorded statement soon after the accident, hoping you’ll say something they can use against you later. These statements can be taken out of context and used to downplay the severity of the accident or your injuries.

Understanding these tactics is key to protecting your rights and making sure you receive the compensation you deserve. At Natasha Misra Law, we know how to deal with these insurance company strategies, and we’re here to fight for your best interests every step of the way. Don’t let them push you into a settlement that doesn’t reflect your true losses, let us handle the negotiations for you.

Why Should I Hire Natasha Misra Law?

‍Natasha Misra didn’t just become a personal injury attorney by chance. Helping people has always been her passion. She saw the devastating effects car, motorcycle, and truck accidents could have on individuals and their families. People are often left facing mounting medical bills, long-term disabilities, and the loss of essential things like their ability to work or their only vehicle. Natasha founded her firm to make a difference in these people’s lives by offering personalized attention and aggressive representation, and she can help you too.

Reach Out to Our Accident Injury Attorneys Today

We want to get you back on your feet and on the road as soon as possible. Our Milwaukee law firm represents all personal injury claims on a contingency fee basis, meaning you do not pay unless we win. Contact Natasha Misra Law today for a free consultation. Let us help you secure the compensation you deserve. Your recovery starts here.