How to Deal With Collection Agencies After a Car Accident

If you’ve been in a car accident in Milwaukee, Appleton, Waukesha, or Oshkosh, you might be wondering: Should I contact an attorney now or wait until the accident report is ready? It’s tempting to hold off, especially when reports often take 7-14 days—or even longer—to finalize. 

But here’s the truth: waiting can hurt your case. The car accident attorneys at Natasha Misra Law are here to let you know more about what you should do while the report is being created, and how legal support can make all the difference. 

How the Accident Report Fits Into Your Case

The accident report is a key document, and it’s important to know what it includes—and doesn’t include:

• The Basics: Details about the location, time, and parties involved in the crash.
• The Officer’s Observations: The responding officer may note the conditions at the scene, statements from drivers and witnesses, and potential causes of the accident.
• Liability Notes: The report may include the officer’s opinion on who was at fault—but it’s not the final say.

However, accident reports aren’t always perfect. Errors or missing details can occur, and if you don’t have an experienced attorney reviewing the report, these inaccuracies can hurt your claim. At Natasha Misra Law, we review accident reports carefully, flag any errors, and work to correct them quickly. 

The Accident Report Is Just One Piece of the Puzzle

While the accident report is an important investigative tool, it’s far from the only evidence your case relies on. Waiting for it means losing valuable time to collect:

• Witness Statements: People’s memories fade fast, and key details could be lost.
• Scene Evidence: Skid marks, debris, or vehicle damage may disappear within days.
• Footage or Photos: Surveillance videos or dashcam recordings can be overwritten or erased.

We’ll handle the accident report for you, and we’ll get to work preserving evidence and building the strongest possible case.

What to Do If the Insurance Company Contacts You Before You Have the Report

Insurance companies don’t wait for accident reports—they move fast to protect their interests. If an adjuster calls you soon after the accident, they may:

• Pressure you into giving a recorded statement that could be used against you.
• Offer a lowball settlement before you know the full extent of your injuries.
• Ask you to sign paperwork that could waive your right to future compensation.

Here’s what you should do:

• Avoid Making Statements: Keep your conversation brief and do not provide a recorded statement until consulting an attorney.
• Don’t Sign Anything: Wait until you’ve spoken with an attorney who understands your rights.
• Call Us Right Away: Natasha Misra Law will handle all communications with the insurance company so you don’t have to.

Act Now With Natasha Misra Law to Protect Your Rights and Your Claim

Accident reports are important, but they take time—and time isn’t on your side when it comes to building a strong case. By reaching out to us right away, you’re giving yourself the best chance to secure the compensation you deserve.

We focus on getting you back on your feet—physically, emotionally, and financially. From the moment you call, we’ll take the burden off your shoulders so you can focus on healing while we handle the rest. Don’t let delays cost you your claim. Contact Natasha Misra Law today and let us fight for you—because you deserve more than just another suit.