You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
In Wisconsin, it is a legal requirement for all drivers to carry active car insurance. Unfortunately, not all drivers comply with this law.
Car accident victims are usually entitled to compensation if injured due to another party's fault. However, a car accident case involving an uninsured driver can become more complicated to handle.
Wisconsin uses the at-fault laws to determine liability in auto accidents. This means that the driver who is found to be at fault for causing a crash is responsible for covering the damages resulting from the accident.
This typically involves their insurance company paying for any losses incurred, including medical expenses, lost wages, and property damage. But what happens when the driver is uninsured? Even in this case, you can still recover the compensation you are entitled to.
Wisconsin law requires that auto insurance plans incorporate uninsured motorist coverage. Anyone hit by an uninsured driver can use the uninsured motorist coverage of their own policy to pay for their damages.
If you are involved in an accident with an uninsured driver in Milwaukee, there are several steps you can take:
At Natasha Misra Law, we can help if you've been in a car accident involving an uninsured driver. Call us at (414) 210-3834 to schedule a free consultation and to have your case assessed by our Milwaukee car accident lawyer, Natasha Misra.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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