You’re driving cautiously through a snowstorm on your way home from Green Bay, keeping a safe distance and staying under the speed limit. Suddenly, another car loses control on the icy road, slams into your vehicle, and changes your life in an instant. Wisconsin winters can be dangerous, but accidents like these happen all the time, because someone else wasn’t careful.

The team at Natasha Misra Law wants you to be as prepared as possible for any road conditions, and we’re here to fight for you if someone else wasn’t, and injured you in an accident. Let’s take a look at what winter conditions you could face, and how you can best try to stay safe out there in the snow. 

Winter Driving Hazards in Wisconsin

Icy Roads: As temperatures drop, moisture on the roads can freeze into a slick, invisible layer of ice. Icy conditions are common across Wisconsin’s highways and residential streets, especially on bridges and overpasses.

  • How it causes accidents: Cars can lose traction, making it difficult to stop or steer.
  • Stay safe: Drive slower, increase following distance, and brake gently to avoid skidding.

Snowstorms and Reduced Visibility: Heavy snow can make it nearly impossible to see other vehicles, road signs, or obstacles. Rural areas like Oshkosh and Fond du Lac can be especially hazardous, with blowing snow creating whiteout conditions.

  • How it causes accidents: Drivers may fail to notice stopped cars or drift into other lanes.
  • Stay safe: Use headlights, drive cautiously, and avoid sudden lane changes.

Black Ice: Black ice is a thin, transparent layer of ice that blends with the pavement, making it almost impossible to detect. It’s especially dangerous on shaded roads or during early morning hours.

  • How it causes accidents: Drivers can spin out or lose control without warning.
  • Stay safe: Slow down, avoid sudden steering, and stay alert on bridges and overpasses.

Snow-Covered Roads: Packed snow can be as slippery as ice and often hides road markings, making it hard to judge where your lane ends or begins. This is a common issue in cities like Green Bay and Appleton after a heavy snowfall.

  • How it causes accidents: Cars can slide when braking or turning too quickly.
  • Stay safe: Use winter tires, keep speeds low, and avoid abrupt maneuvers.

Unplowed or Poorly Maintained Roads: Snow and ice are bad enough, but when roads aren’t properly plowed or salted, the danger increases. Wisconsin’s smaller towns and rural highways often face delayed maintenance, making conditions worse.

  • How it causes accidents: Drivers may skid, collide with snowbanks, or lose control on untreated roads.
  • Stay safe: Avoid driving immediately after storms and report dangerous road conditions to local authorities.

Winter Conditions Lead to More Crashes and Serious Injuries

Winter driving hazards are more than inconvenient—they’re dangerous. Snow, ice, and low visibility significantly increase the likelihood of crashes, and when another driver isn’t as cautious as you are, the consequences can be devastating. Rear-end collisions, multi-car pileups, and sliding accidents happen more often during winter, leading to serious injuries like whiplash, broken bones, and head trauma. If you’ve been hurt because someone else wasn’t careful on Wisconsin’s winter roads, you deserve justice.

Get in Touch with a Car Accident Attorney Today

If you’ve been injured in a winter driving accident in Milwaukee, Green Bay, Appleton, or anywhere in northern WI—don’t wait to get experienced legal advocacy. Contact Natasha Misra Law today for a free consultation.

Stay safe this winter, and remember: when you need someone to fight for you, Natasha Misra Law is more than just another suit. We’re advocates for your health, safety, and your future.

The aftermath of a serious car accident can feel extremely overwhelming. From seeking the medical treatment you need to tracking down witnesses and attempting to get back on your feet financially, you have so much to do - and filing an insurance claim may be the last thing on your mind.

Fortunately, you don’t have to do this alone. An experienced Milwaukee auto accident lawyer can help you pursue the compensation you need from the insurance companies to move forward. Your attorney can also explain the different types of claims available that you are able to file and can build a strong case to maximize your potential settlement.

Here, we will share a brief overview of the types of auto insurance claims you can file and how a skilled personal injury attorney can help you prepare one.

Filing A Liability Insurance Claim After A Car Accident

When you are involved in a car accident with a driver who carries liability insurance, you can file a claim against that driver’s policy. This is often called a “third-party” insurance claim, since you do not have a contract with the other driver’s insurer.

When you file a third-party claim, your auto accident lawyer will contact the other driver’s insurance company to initiate the claims process. When the claim is set up, your lawyer will provide the necessary documentation in effort to get the insurance company to accept insurance coverage and liability. This may include the following types of information and evidence:

  • Names and contact information of eyewitnesses to the incident;
  • The accident report;
  • Video footage of the accident scene;
  • Photos of your injuries and the damage to your vehicle;
  • Receipt for towing and storage of your vehicle;
  • The name and contact information of your vehicle repair shop.

When you finish treating for your injuries or when it has been determined that you have a permanent injury or require future medical treatment, then your attorney will also provide additional documentation to the insurance company such as medical records, medical bills, permanency reports, lost wages, etc. as it relates to your injuries. This process often involves a series of negotiations between your attorney and the claims adjuster. A skilled personal injury attorney will work hard to ensure you are not pressured into settling for less than you deserve.

Filing An Uninsured Motorist Claim

Wisconsin law requires all motorists to purchase liability insurance. Nonetheless, there are many drivers out there who can’t afford - or don’t bother to apply for - auto insurance. If you are hit by an uninsured driver, you will likely have to turn to your own insurance to pay for your damages. This is referred to as a "first party" insurance claim as it is against your own insurance company.

The State requires all drivers to carry minimum uninsured motorist coverage of $25,000 per person and $50,000 per accident for personal injuries. This coverage will pay for damages that you sustained when hit by an uninsured motorist. 

However, this type of coverage does not pay for property damage to your vehicle. Property damage would be handled through the collision coverage portion of your policy.

Filing A Claim For Underinsured (UIM) Motorist Coverage

Although Wisconsin law imposes minimum requirements for uninsured motorist coverage, it is not mandatory to purchase underinsured motorist (UIM) coverage in our State. 

UIM coverage provides an increased amount of coverage if you are injured in an accident caused by a motorist who was underinsured. UIM coverage increases the bodily injury protection if the limits of the at fault party are less than your UIM limits.

Hiring An Attorney After A Car Accident

When you are injured in a car accident, you need diligent, high-quality representation - regardless if you file a third party insurance claim or a claim against your own insurance company.

Milwaukee car accident law firm Natasha Misra Law can help. With a history of helping accident victims recover the compensation they deserve, we stand ready to discuss your case with you. Contact us today for a free consultation.


Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.