You’re driving cautiously through a snowstorm on your way home from Green Bay, keeping a safe distance and staying under the speed limit. Suddenly, another car loses control on the icy road, slams into your vehicle, and changes your life in an instant. Wisconsin winters can be dangerous, but accidents like these happen all the time, because someone else wasn’t careful.

The team at Natasha Misra Law wants you to be as prepared as possible for any road conditions, and we’re here to fight for you if someone else wasn’t, and injured you in an accident. Let’s take a look at what winter conditions you could face, and how you can best try to stay safe out there in the snow. 

Winter Driving Hazards in Wisconsin

Icy Roads: As temperatures drop, moisture on the roads can freeze into a slick, invisible layer of ice. Icy conditions are common across Wisconsin’s highways and residential streets, especially on bridges and overpasses.

  • How it causes accidents: Cars can lose traction, making it difficult to stop or steer.
  • Stay safe: Drive slower, increase following distance, and brake gently to avoid skidding.

Snowstorms and Reduced Visibility: Heavy snow can make it nearly impossible to see other vehicles, road signs, or obstacles. Rural areas like Oshkosh and Fond du Lac can be especially hazardous, with blowing snow creating whiteout conditions.

  • How it causes accidents: Drivers may fail to notice stopped cars or drift into other lanes.
  • Stay safe: Use headlights, drive cautiously, and avoid sudden lane changes.

Black Ice: Black ice is a thin, transparent layer of ice that blends with the pavement, making it almost impossible to detect. It’s especially dangerous on shaded roads or during early morning hours.

  • How it causes accidents: Drivers can spin out or lose control without warning.
  • Stay safe: Slow down, avoid sudden steering, and stay alert on bridges and overpasses.

Snow-Covered Roads: Packed snow can be as slippery as ice and often hides road markings, making it hard to judge where your lane ends or begins. This is a common issue in cities like Green Bay and Appleton after a heavy snowfall.

  • How it causes accidents: Cars can slide when braking or turning too quickly.
  • Stay safe: Use winter tires, keep speeds low, and avoid abrupt maneuvers.

Unplowed or Poorly Maintained Roads: Snow and ice are bad enough, but when roads aren’t properly plowed or salted, the danger increases. Wisconsin’s smaller towns and rural highways often face delayed maintenance, making conditions worse.

  • How it causes accidents: Drivers may skid, collide with snowbanks, or lose control on untreated roads.
  • Stay safe: Avoid driving immediately after storms and report dangerous road conditions to local authorities.

Winter Conditions Lead to More Crashes and Serious Injuries

Winter driving hazards are more than inconvenient—they’re dangerous. Snow, ice, and low visibility significantly increase the likelihood of crashes, and when another driver isn’t as cautious as you are, the consequences can be devastating. Rear-end collisions, multi-car pileups, and sliding accidents happen more often during winter, leading to serious injuries like whiplash, broken bones, and head trauma. If you’ve been hurt because someone else wasn’t careful on Wisconsin’s winter roads, you deserve justice.

Get in Touch with a Car Accident Attorney Today

If you’ve been injured in a winter driving accident in Milwaukee, Green Bay, Appleton, or anywhere in northern WI—don’t wait to get experienced legal advocacy. Contact Natasha Misra Law today for a free consultation.

Stay safe this winter, and remember: when you need someone to fight for you, Natasha Misra Law is more than just another suit. We’re advocates for your health, safety, and your future.

If you are involved in an automobile accident in Wisconsin, the at-fault or negligent driver is responsible for any damages or injuries. A personal injury claim will help you recover the related medical expenses, but these lawsuits can take time. Sometimes, accident victims will delay treatment for accident-related injuries until the case settles to avoid any out-of-pocket costs, but this can lead to aggravated injuries and unnecessary discomfort. 

So, how can you pay for accident-related medical costs before you recover damages from a lawsuit? Here is what you need to know:

What is Medical Payments Coverage?

Your automobile insurance policy may come with medical payments coverage, also known as med pay. This insurance covers medical costs for you or a family member injured in an automobile accident or as a pedestrian injured by an automobile.  Regardless of who is at fault, medical payments coverage pays for accident-related medical costs for any passengers in the policyholder’s vehicle, even if there is no familial relation.

Can You Bill Your Own Health Insurance Company?

Yes. In fact, submitting medical bills to your own health insurance company can save you from annoying bill collection calls, past due notices, and other headaches. Health insurance companies often pay medical providers at a discounted rate. This means your insurer will likely pay less than the amount you are billed. Ultimately, the at fault party will still be held accountable for your medical expenses, and your health insurance will be subrogated or paid back from the settlement with the at fault party.

How Can A Letter of Protection Sent to My Insurance Provider Help with Medical Payments?

A Letter of Protection notifies your medical provider that your medical bills are the subject of ongoing litigation and assures that upon resolution of the case, any outstanding medical debt will be satisfied. Typically, a Letter of Protection from your lawyer will result in an agreement from medical providers to cease collection efforts until the case is resolved.

How Can My Attorney Help Me Manage My Medical Bills Until My Case Settles?

If you have health insurance or auto insurance with medical payments coverage, an attorney can assist you in submitting your medical bills using your own insurance to manage your accident-related medical expenses. Once your accident case settles, both you and your insurance company will be repaid with settlement funds. However, if you do not have insurance, a Letter of Protection from your attorney may be enough to keep your provider from sending outstanding balances to collections until your case settles. Talk with your personal injury attorney to find out the best way to manage your accident-related medical expenses.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.