Should I Call an Insurance Adjuster Back? Consult an Attorney Before Speaking with the Insurance Adjuster

If you’ve been in a car accident in Milwaukee, Appleton, Waukesha, or Oshkosh, you might be wondering: Should I contact an attorney now or wait until the accident report is ready? It’s tempting to hold off, especially when reports often take 7-14 days—or even longer—to finalize.

But here’s the truth: waiting can hurt your case. The car accident attorneys at Natasha Misra Law are here to let you know more about what you should do while the report is being created, and how legal support can make all the difference.

How the Accident Report Fits Into Your Case

The accident report is a key document, and it’s important to know what it includes—and doesn’t include:

The Basics: Details about the location, time, and parties involved in the crash.
The Officer’s Observations: The responding officer may note the conditions at the scene, statements from drivers and witnesses, and potential causes of the accident.
Liability Notes: The report may include the officer’s opinion on who was at fault—but it’s not the final say.

However, accident reports aren’t always perfect. Errors or missing details can occur, and if you don’t have an experienced attorney reviewing the report, these inaccuracies can hurt your claim. At Natasha Misra Law, we review accident reports carefully, flag any errors, and work to correct them quickly.

The Accident Report Is Just One Piece of the Puzzle

While the accident report is an important investigative tool, it’s far from the only evidence your case relies on. Waiting for it means losing valuable time to collect:

Witness Statements: People’s memories fade fast, and key details could be lost.
Scene Evidence: Skid marks, debris, or vehicle damage may disappear within days.
Footage or Photos: Surveillance videos or dashcam recordings can be overwritten or erased.

We’ll handle the accident report for you, and we’ll get to work preserving evidence and building the strongest possible case.

What to Do If the Insurance Company Contacts You Before You Have the Report

Insurance companies don’t wait for accident reports—they move fast to protect their interests. If an adjuster calls you soon after the accident, they may:

Pressure you into giving a recorded statement that could be used against you.
Offer a lowball settlement before you know the full extent of your injuries.
Ask you to sign paperwork that could waive your right to future compensation.

Here’s what you should do:

Avoid Making Statements: Keep your conversation brief and do not provide a recorded statement until consulting an attorney.
Don’t Sign Anything: Wait until you’ve spoken with an attorney who understands your rights.
Call Us Right Away: Natasha Misra Law will handle all communications with the insurance company so you don’t have to.

Act Now With Natasha Misra Law to Protect Your Rights and Your Claim

Accident reports are important, but they take time—and time isn’t on your side when it comes to building a strong case. By reaching out to us right away, you’re giving yourself the best chance to secure the compensation you deserve.

We focus on getting you back on your feet—physically, emotionally, and financially. From the moment you call, we’ll take the burden off your shoulders so you can focus on healing while we handle the rest. Don’t let delays cost you your claim. Contact Natasha Misra Law today and let us fight for you—because you deserve more than just another suit.

An insurance adjuster is a person who an insurance company employs to investigate and evaluate insurance claims. Insurance adjusters are responsible for determining the extent of coverage and scope of insuring a company’s liability.

If you are in the process of seeking compensation after a car accident, you will probably encounter insurance adjusters. Insurance adjusters work on behalf of the insurance company, so it’s important that you do not speak with them without your attorney present.

What are The Dangers of Speaking to an Insurance Adjuster Without Legal Advice?

Insurance adjusters evaluate the extent of the injury or damage, determine liability, and negotiate a settlement. Speaking to an insurance adjuster without any legal advice from an attorney can carry numerous potential dangers, including:

Limited understanding of your rights: Insurance policies and claim processes can be complex. Without legal support, you may not have a clear understanding of your rights and could unintentionally say or do something that could jeopardize your case.
Weakening your case: Adjusters have expertise in fighting claims. They may find ways to weaken your case or deny your claim altogether.
Unfair settlement offers: If you are unaware of the actual value of your claim, you are at risk of accepting unfair compensation.
Contradictory statements: Claims adjusters will usually ask questions and often try to take recorded statements that can cause you to make contradictory or inaccurate statements that can undermine your credibility.

Why Consult An Attorney?

There are many reasons to consult an attorney when dealing with insurance adjusters, including the following:

Consulting an attorney helps ensure equal representation. An attorney can level the playing field by protecting your interests.
An attorney has an extensive understanding of insurance laws and regulations and can help you navigate the claims process effectively.
Insurance adjusters have negotiation skills. By hiring a lawyer, you gain access to someone skilled in negotiation.
An attorney has the knowledge and experience to help you navigate complex legal issues.

Contact Natasha Misra Law Today

Seeking legal advice can help protect your rights and maximize compensation. It can also help you understand the implications of statements made during conversations with an adjuster.

If you have been injured due to someone’s fault, Natasha Misra Law can protect you from insurance adjusters—call (414) 210-3834 to schedule a free consultation and get the compensation you deserve.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.