When you’re injured in a car accident, everything changes in an instant - your health, your finances, and your peace of mind. Whether the crash happened in Appleton, Green Bay, or anywhere else in Northern WI, we want to help. At Natasha Misra Law, we understand what you’re going through and are committed to helping you get back on your feet—physically, emotionally, and financially.
Let’s take a look at something that can become a major roadblock to your recovery, the insurance companies, and how a car accident attorney can help you.
When you’ve been in a car accident, insurance companies may seem helpful at first, but their primary goal is to minimize what they pay out. Here are some common tactics they use to deny or reduce your claim:
Offering a Quick, Lowball Settlement: Insurance companies often push for a quick settlement, offering a sum far lower than what you may actually need. They hope you’ll accept before realizing the full extent of your injuries and financial losses. It may seem tempting, especially if you have medical bills piling up, but accepting this early offer can leave you short on funds later when more expenses arise.
Disputing Liability: Even if it’s clear that the other driver was at fault, insurance companies might still try to argue that you were partially or fully responsible for the accident. In Wisconsin, your compensation can be reduced if you're found partially at fault due to the comparative negligence rule. Their goal is to reduce their liability and, ultimately, your payout.
Downplaying Your Injuries: Insurance adjusters often question the severity of your injuries, suggesting that they aren’t as serious as you claim or that they were pre-existing. They may request access to your medical records, hoping to find something that weakens your claim.
Delaying the Process: By dragging out the claims process, insurers hope you’ll become frustrated and settle for less just to resolve the situation. The longer they wait, the more desperate accident victims can become, leading them to accept a lower offer than they deserve.
Pressuring You to Make Recorded Statements: Insurance companies may ask for a recorded statement soon after the accident, hoping you’ll say something they can use against you later. These statements can be taken out of context and used to downplay the severity of the accident or your injuries.
Understanding these tactics is key to protecting your rights and making sure you receive the compensation you deserve. At Natasha Misra Law, we know how to deal with these insurance company strategies, and we’re here to fight for your best interests every step of the way. Don’t let them push you into a settlement that doesn’t reflect your true losses, let us handle the negotiations for you.
Natasha Misra didn’t just become a personal injury attorney by chance. Helping people has always been her passion. She saw the devastating effects car, motorcycle, and truck accidents could have on individuals and their families. People are often left facing mounting medical bills, long-term disabilities, and the loss of essential things like their ability to work or their only vehicle. Natasha founded her firm to make a difference in these people’s lives by offering personalized attention and aggressive representation, and she can help you too.
We want to get you back on your feet and on the road as soon as possible. Our Milwaukee law firm represents all personal injury claims on a contingency fee basis, meaning you do not pay unless we win. Contact Natasha Misra Law today for a free consultation. Let us help you secure the compensation you deserve. Your recovery starts here.
If accident injuries prevent you from working, you may be experiencing financial strain. You may be unable to pay your bills, afford your established lifestyle, or seek the care necessary to move forward after an accident. Beyond the basic paycheck, time off work may also mean missed overtime opportunities, used vacation or sick days, and lost bonuses.
Can you receive compensation if you are unable to work after an accident?
The answer is generally yes. You can receive compensation if your inability to work is due to your accident-related injuries.
In order to build a viable claim for damages, you will need the help of a medical professional. Your doctor will need to make an official determination that your injuries restrict your ability to work or require you to be taken off work. To support your claim, you will need to provide a doctor’s note or other written documentation to your employer.
While federal Social Security Disability benefits are reserved for individuals with long-term disabilities that exceed or are expected to exceed twelve months in duration, you may be able to receive compensation from any short-term disability insurance coverage you carry through your employer or independently. Short-term disability insurance policies typically replace between fifty and seventy-five percent of an individual’s salary due to an illness or injury that leaves the individual temporarily unable to work. In addition to short-term disability insurance, some individuals also maintain long term disability insurance.
Contact your HR representative or insurance provider for a copy of your insurance policy. If you do not have short-term disability insurance or if you need additional compensation to meet your financial obligations, a personal injury attorney can help you identify other avenues for recovering your lost wages.
Yes, you can file a personal injury lawsuit against the responsible driver and seek compensation for lost wages as part of your damages. It is important to keep detailed records of your injuries, medical treatment, and a record of all accident-related work absences and lost wages for each absence. Having documentation of a medical opinion as to how your injury impedes your ability to work with an estimate of the duration of recovery needed may also be helpful to establish your claim for lost wages. To recover lost wages in a personal injury lawsuit, you must be able to prove that any lost wages were a direct result of the injuries caused by the accident.
If you were injured in an accident and those injuries caused you to miss work, you need an experienced accident attorney to help you determine the best way to recover those lost wages, as well as compensation for medical bills, pain and suffering, and other accident-related expenses. Contact Natasha Misra Law today to schedule a free initial consultation.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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