When you’re injured in a car accident, everything changes in an instant - your health, your finances, and your peace of mind. Whether the crash happened in Appleton, Green Bay, or anywhere else in Northern WI, we want to help. At Natasha Misra Law, we understand what you’re going through and are committed to helping you get back on your feet—physically, emotionally, and financially.

Let’s take a look at something that can become a major roadblock to your recovery, the insurance companies, and how a car accident attorney can help you.

Your Injury and The Insurance Companies

When you’ve been in a car accident, insurance companies may seem helpful at first, but their primary goal is to minimize what they pay out. Here are some common tactics they use to deny or reduce your claim:

Offering a Quick, Lowball Settlement: Insurance companies often push for a quick settlement, offering a sum far lower than what you may actually need. They hope you’ll accept before realizing the full extent of your injuries and financial losses. It may seem tempting, especially if you have medical bills piling up, but accepting this early offer can leave you short on funds later when more expenses arise.

Disputing Liability: Even if it’s clear that the other driver was at fault, insurance companies might still try to argue that you were partially or fully responsible for the accident. In Wisconsin, your compensation can be reduced if you're found partially at fault due to the comparative negligence rule. Their goal is to reduce their liability and, ultimately, your payout.

Downplaying Your Injuries: Insurance adjusters often question the severity of your injuries, suggesting that they aren’t as serious as you claim or that they were pre-existing. They may request access to your medical records, hoping to find something that weakens your claim.

Delaying the Process: By dragging out the claims process, insurers hope you’ll become frustrated and settle for less just to resolve the situation. The longer they wait, the more desperate accident victims can become, leading them to accept a lower offer than they deserve.

Pressuring You to Make Recorded Statements: Insurance companies may ask for a recorded statement soon after the accident, hoping you’ll say something they can use against you later. These statements can be taken out of context and used to downplay the severity of the accident or your injuries.

Understanding these tactics is key to protecting your rights and making sure you receive the compensation you deserve. At Natasha Misra Law, we know how to deal with these insurance company strategies, and we’re here to fight for your best interests every step of the way. Don’t let them push you into a settlement that doesn’t reflect your true losses, let us handle the negotiations for you.

Why Should I Hire Natasha Misra Law?

Natasha Misra didn’t just become a personal injury attorney by chance. Helping people has always been her passion. She saw the devastating effects car, motorcycle, and truck accidents could have on individuals and their families. People are often left facing mounting medical bills, long-term disabilities, and the loss of essential things like their ability to work or their only vehicle. Natasha founded her firm to make a difference in these people’s lives by offering personalized attention and aggressive representation, and she can help you too.

Reach Out to Our Accident Injury Attorneys Today

We want to get you back on your feet and on the road as soon as possible. Our Milwaukee law firm represents all personal injury claims on a contingency fee basis, meaning you do not pay unless we win. Contact Natasha Misra Law today for a free consultation. Let us help you secure the compensation you deserve. Your recovery starts here.

After an accident, one of the most pressing questions you may ask yourself if there is “Whose fault was it?” In a head-on collision, the fault question may seem fairly straightforward - but is it really? In this blog post, we discuss the basics of head-on collisions from a legal perspective.

Are head-on collisions different from other types of accidents?

Head-on collisions are particularly dangerous. They can result in severe injuries, even at low rates of speed. At the very least, the impact may result in whiplash from the driver or passengers being thrust forward suddenly. Injuries may range from broken facial bones to broken ribs and even traumatic brain injuries, internal bleeding, or even death when the impact results in occupants being ejected from the vehicle.

Which driver is responsible in a head-on collision?

Fault may seem obvious: the driver going the wrong direction is at fault, right? However, it is not always that easy. Many factors can impact liability in a head-on collision. This is why the police report and a proper investigation are so important. Sometimes, there are even third parties at fault like when a roadway is defective or a vehicle malfunctions.

The insurance carrier may try to attribute comparative fault on you, which may affect the damages you can recover. Natasha Misra Law will investigate your accident, uncover all potential sources of recovery, and help you maximize compensation for your injuries.

What are some common causes of a head-on collision?

Many head-on collisions occur on two-way roads without dividers or on rural roads. A driver may cause a head-on collision from simply drifting into oncoming traffic or a driver may intentionally drive in the wrong lane while trying to pass a slower vehicle.

What should you do after a head-on collision?

Anytime you are involved in an accident, it is advisable to contact emergency services, especially if someone appears to have been seriously injured. Additionally, it is important to contact the police to secure an accident report. This documentation will be vital for related insurance claims or litigation.

Your lawyer will likely ask you if you exchanged information with the other driver and anyone else involved in the accident. As such, it is wise to take note of the make and model of the cars involved, tag numbers, and driver’s license numbers. If there are witnesses, take down their information, too.

Though the reporting officer or insurance adjuster may take pictures as part of an accident report or investigation, you should take pictures of vehicle damage and the accident scene to document anything pertinent to establishing the cause and liability for the accident.

What damages can you recover after a head on collision?

You may be entitled to recover medical expenses, lost wages or income, and compensation for pain and suffering. Sometimes, you can even recover punitive damages which are awarded by the court to punish the responsible party for causing the accident.

Under Wisconsin law, you have a limited time from the date of the accident to file a lawsuit before the claim is barred under the statute of limitations. As such, if you have been injured in an accident, contact an experienced car accident attorney as soon as possible.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.