If you’ve been in a car accident in Milwaukee, Madison, Appleton, Green Bay, or anywhere in Wisconsin, the moments afterward can shape your recovery — physically, emotionally, and financially. When no officer arrives to take an official accident report, you might feel like you’ve lost a key piece of your case. But you still have every right to protect yourself and pursue the compensation you deserve.

At Natasha Misra Law, we’ve built our practice on helping accident victims across Wisconsin through challenges just like this. We take the time to understand your situation, explain your options, and handle the details so you can focus on getting back on your feet. Here’s what to do next.

Step 1: Become Your Own Investigator

If law enforcement isn’t coming, you need to build the record yourself:

Take photos – Capture vehicle damage, license plates, injuries, debris, and the full accident scene from different angles.

Exchange information – Get names, phone numbers, driver’s license numbers, license plates, and insurance details from everyone involved.

Talk to witnesses – Politely ask for their contact information and a brief statement about what they saw.

Think of this as creating your own “mini report”; it can become vital evidence later.

Step 2: File a Crash Report with the State

Wisconsin law says you must file a Driver Report of Crash within 10 days if:

  • Anyone was injured or killed
  • There was $1,000 or more in damage to any one person’s property
  • There was $200 or more in damage to government property

You file this report with the Wisconsin Department of Transportation (WisDOT) — not the DMV. You can do it online or request a paper form. It’s the state’s official record of your crash, and it can make or break an insurance claim.

Step 3: Let Your Insurance Company Know

Report the accident to your insurer as soon as you can. Stick to the facts you documented. Don’t admit fault or guess at details — just provide the evidence you’ve gathered.

Step 4: Get Checked Out

Not all injuries show up right away. A stiff neck today could be a serious soft tissue injury tomorrow. Seeing a doctor immediately protects your health and ties your injuries directly to the crash in the medical record.

Step 5: Call a Milwaukee Car Accident Lawyer

When there’s no police report, insurance companies often push back harder. Having the right lawyer means you’re not fighting alone. At Natasha Misra Law, we:

  • Have handled thousands of auto, truck, and motorcycle accident cases across Wisconsin
  • Include property damage help at no extra cost — we’ll deal with repairs, rentals, and towing so you don’t have to
  • Offer language access in Spanish in-house and nearly any language through on-demand interpretation, including Burmese and Rohingya
  • Keep you in the loop, so you always know what’s happening with your case

Don’t Let a Missing Accident Report Derail Your Claim

You only get one chance to get this right. Call (414) 210-3834 or contact us online for a free consultation. We’ll guide you through the reporting process, deal with the insurance company, and fight for the compensation you deserve. Reach out now to get a lawyer who’s not just another suit.

You were in an accident, and haven’t heard anything from the other person’s insurance company. Why?

If you've been in a car accident in Appleton, Milwaukee, or anywhere else in WI, you may be wondering why the insurance company has been silent. This can be a frustrating and confusing experience, especially when you're dealing with injuries and other challenges after the crash that was not your fault. Natasha Misra Law is here to tell you some of the common reasons why insurance companies delay or avoid contacting accident victims, and what you can do to protect your rights.

Common Reasons the Insurance Company Hasn’t Reached Out

There are many causes for radio silence from the insurance companies. Let’s look at some of the reasons your accident claim might be slowed down:

No Insurance Coverage: Sometimes, the person responsible for the accident may not have insurance coverage at all. This situation leaves the insurance company with no ability to process a claim or reach out to you for settlement.

Unreported or Unopened Claim: After an accident, the responsible party may delay reporting the incident to their insurance company, or the claim may not have been formally opened yet. This delay can result in a lack of communication from the insurer. 

Pending Accident Report: Insurance companies typically rely on official accident reports to verify details and proceed with claims. If the accident report is still pending or incomplete, the insurer may hold off on contacting you. It can be something as simple as a large backlog at the local police department that is holding your claim up.

Insurance Information Issues: Sometimes, the at-fault party may have provided incorrect or incomplete insurance information after the accident. This can lead to delays as the insurer works to verify coverage and establish communication with the affected parties. 

If it seems like the insurance company is avoiding you, it might be time to seek out legal representation. An experienced Wisconsin car accident lawyer can advocate for your rights, track down any applicable insurance coverage, negotiate with insurance companies on your behalf, and help ensure you receive fair compensation for your injuries and damages. 

Your attorney will handle communication with the insurance company, review any settlement offers, and advise you on the best course of action. With legal representation, you can focus on your recovery while your lawyer works to secure a favorable outcome for your case.

Reach Out Today and Get Your Green Bay Accident Injury Case Moving 

Don't wait on your claim any longer. Contact Natasha Misra Law today to schedule a free consultation and discuss your legal options. Our team is dedicated to helping accident victims through the legal process and get the compensation they deserve. It’s what we do. Let us fight for you while you focus on healing. Reach out now to get started.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.